The Design And Implementation Of The A Province Rural Credit Cooperatives Credit Management System

With the further development of China’s economy, the rural economy has improved, people’s living standard has been enhanced, the credit business of rural commercial bank in A Province also achieved considerable development. The previous credit management system has been unable to meet the needs of rural commercial bank, in order to make the credit management system of rural commercial bank ready for its mission, we need to upgrade present credit management system of rural commercial bank. The development of computer science and internet technology provide s strong support for financial industry, information technology liberates people from complex data processing, making credit management more efficiently and reasonably.A province rural commercial bank credit management system used a variety of computer technology and network technology in design and implementation, including UML modeling technology and relational database technology, based on My Eclipse platform of Java programming, based on TCP / IP network communication technology.With system requirements analysis, summary design, detailed design and programming, the system is operational. The system features customer information management, loan approval management, loan payment and recovery management, loan management, query statistics analysis. Customer information management subsystem features customers basic information management, financial information management; loan approval management subsystem features pre-grant loan approval process, which is an important preparation before granting a loan; loans granting subsystem features contract signing and loan process management; post loan management is regulation and interest collection on loans; statistical analysis and query is based on the overall credit information summary statistics, which is the innovation point of this paper. The analysis is critical to credit business.Operation of the system will greatly improve the working efficiency of the A Province Rural Commercial Bank and its credit management staff by making customer information and credit information management safer and more convenient, so as to promote the rapid developm ent of credit business of the bank.