Construction And Management Of Undergraduates Credit Information System

Credit issue is not only the new domain of economic theory study but the puzzle in the practical economic process as well. With the socialism market economic system established gradually in our country, government, enterprises and individuals have become the entities in the market. Due to profit maximization to which all different kinds of entities seek and lack of knowledge about credit economy a large amount of discreditable phenomena, such as, break one's words or breach of faith etc, are prevalent in the market economy, which exert badly influence on our economy healthful development. Including historic reason as well as system, knowledge and management and so on. Of course, honesty is the best policy.From the point of view of economics this article studies credit essence, characteristic, staicture and value influence deeply. Especially, to personal credit establishment, I propose the new thought. Through analyzing the graduates' sources, for example, setting up the students credit archives, finding the credit information database of the students in the local area network and what have you, This paper uses economics theory and the rational factors of practice, quantitative analysis and qualitative analysis methods, meanwhile expands the credit scope on the basis of the graduates' debit and credit dealing, and reflects the really credit states. Consequently, it creates the "credit archive", which has appraisal function, promoting function, educational function and forecasting function so as to reinforce students' honesty thoughts, foster their honesty moral characters, rule their honesty actions and enhance their honesty consciousness. In the end, this essay hopes to strengthen credit information management and provide credible sources and valuable experience for study on social credit system and relative issues on the background of market economy.