The Design And Implement Of Fund System For Group Client In X Bank

In enterprise groups under the background of increasingly mature, enterprise capital settlement is expanding constantly, in order to improve the efficiency and accuracy, will direct docking group financial and banking system, and achieve the unity of cash management objectives(the so-called group of the cash pool). At the same time, we can see that the bank in meeting the needs of the customers at the same time, but also the need for their own products to upgrade and improve.The core business of bank cash pool is for group customers, customer owned capital and group internal customer credits management mode, and these services share the overall cash pool within the group. This management mode is helpful to improve the group financial management efficiency, thus strengthening the bank and the enterprise group of close degree. In today’s bank competitive era, how to retain customers, to attract customers and expand the customer is the necessary road bank business development, but also for a big test bank system.System with unified modeling language(UML) to analyze the design, foundation and with the aid of J2 EE technology as the platform, in the storage process using Oracle to meet the required system function.Design of the cash system on the bank within the group, this paper mainly from the following three aspects to carry on the elaboration and analysis:1、Real time collection two accountThe main content is the realization of the relationship between the primary account and two level account cash, that is how to grade two accounts accurately transferred to a level account; when in need of funds remitted two level account, in the available within the line, how to in real time from level to level two account to account transfer, thus outward processing these two functions.2、The calculation of a magnitude of two degrees account interest contributionThe so-called interest contribution is two account in the bank system in the interest settlement, its reason is a member unit of the banking system contains two level account daily will separately to a level account, while a account will give two level account interest settlement, we will grade two account interest settlement amount at as interest contribution.3、Two level account credit limit controlIt is worth noting that due to the system account has certain value for cash amount, so need to use the amount of bank to set the level two account. These settings form control to manage the cash pool level two account limit of the whole system.