The Design And Implementation Of Bank Cash Pool System

With the development of economic, the demand of capital liquidity of enterprises grows rapidly. Large companies have many sub-branches. The decentralized capital need to be made good use of. With cash pool management system, commercial banks solve the problems for group companies. The head branch establishes a capital management mode through cash pool management system. And it centralizes the capital of sub-branches with the financial services provided by the banks.The concept of cash pool was brought into China by foreign banks. However, domestic banks have their own characteristics. After year 2000, most domestic banks have finished the data centralizing projects. It helps the cash pool systems ready to start. The banks with cash pool business are usually large commercial banks. The thesis introduces a’top+front +core’ three level framework, and a CPMAIN cash pool platform. The three level framework and the CPMAIN platform are the base of the cash pool system.Firstly, the thesis analyses the current status of the enterprise cash pool business. Secondly, it introduces the three level framework and the CPMAIN platform. Thirdly, base on the multi-level account, it configures the limit, true account, control account information. And then, it gives the general and detail design. As for developing technique, it refers to "COBOL+CICS+IMS". At last, the thesis shows the prospect of the cash pool system.