Design And Implementation For Enterprise Global Cash Management System Of Commercial Bank

With the integration of the world economy and the Chinese opening degree rise, manydomestic enterprises have adopted the strategy of going out, in the overseas development ofthe process, put forward a global cash management service needs, requirements for Chinesebanks as its global business sponsor bank, in order to help enterprises to multinational,regional, multiple currency fund management, aggrandizement the internal management ofenterprises, reduce the management risk of the enterprise. The Chinese market as the globaleconomic pattern in emerging markets, foreign multinational company ’s local competition isintense with each passing day, China will actively division into its global cash managementsystem, requiring banks to assist the customers to reach global cash management objectives.Therefore, the customer and the bank a point contact, bank customers face, through effectivecoordination and he did cross bank cash management solutions are high-end customer focus.Cash management services, refers to the banks to help enterprises of cash, bank depositsand other cash money equivalent of general planning, to ensure the liquidity basis, enablingcustomers to reduce financial cost, raise capital to use efficiency, make the financial controlcan be realized more easily. The contents include the collection, payment, accountmanagement, information services and financial services. Cash management has developedinto a large international corporate business of commercial banks is an important product.Cash management system focuses on eight main products to construct, such as theaccount management services, centralized payment centralized management, cashmanagement, mobility management, information services, investment banking services,supply chain finance services and risk management services. After several years ofdevelopment, it has formed the whole process, all-around cash management products servicesystem.This paper mainly elaborates the situation of development of basic technology into eightparts, including the general idea of the achievement, detailed system design description, hostonline transactions, host batch function, protocol management platform, interactiveprocessing of bank cooperation, interactive processing of bank-enterprise cooperation, the host system and the database technology. It analyzes the global cash management systemdeeply, to achieve a global cash management system platform and one-plus-one cooperativebank model. Even though it worked out the statements of information gathering and remind,in the end of the day, by the core commercial bank batch processing. All these put forward theperfect solution of the cash management business.Against the key of the cash management system development such as unsupported ofpoint access, the paper started from these points to find way to solve the problem. Followingis the structure of the paper:Capture one: Summary. Introduce the source of title, the current situation and analysis ofthe cash management, main content of the paper and the job which I was responsible for inthe project. At last, introduce the basic platform of system development.Capture two: The mainframe of system. Introduce the overall realization of ideas and thedetailed design of the cash management system.Capture three: The system detailed design. Explanation included five parts: host onlinetransactions, host batch function, protocol management platform, interactive processing ofbank cooperation, interactive processing of bank-enterprise cooperation.Capture four: The result of integration testing and comprehensive testing. Describe thecontent and procedure of testing.Capture five: Summary and prospect. It summarized the global cash management project,described the situation of promotion, and prospect the development of the cash managementsystem of commercial bank.