Research On Management Of Counter Business Operational Risk Of Industrial Bank, Changchun Branch

New Basel officially proposed the concept of operational risk in2004. Themarket risk, credit risk and operational risk was regarded as the basic risk of bank.Recent domestic and international financial cases also alert us, the operation of thecommercial bank risk prevention and control situation is not optimistic, theconsequences are not to be reckoned with, and the bank itself and regulators attachgreat importance. For now, market risk and credit risk the bank faces is similar, butoperational risks are very different. The quality of operational risk management willbecome the comprehensive development restriction factor for the future bankingindustry, and also will become the main direction of bank risk management. Counterbusiness is the foundation of bank business. Counter business operational risk is animportant part of the commercial banks operational risk management. The moderncommercial bank counter is the place that provides financial products and services tothe customers. With the continuous improvement of science and technology level andmaterial civilization, the counter is faced with all kinds of operational risks in theoperation of the business. Study on counter business operation risk is necessary twoaspects. Firstly, it is able to effectively identify the bank counter loopholes inmanagement of business risks and the various problems arising; secondly, through theanalysis of the problem, explore effective solution.Firstly, dissertation introduces the writing background, significance, researchmethods and content. Secondly dissertation introduces the connotation, characteristicsand forms of operational risks and counter business operational risk. Together withthe present situation of Changchun branch, summarize its present situation andproblems of counter business operational risk and identify the counter businessoperational risk. Finally, improve the countermeasures bank counter in Changchunbranch business operation risk management countermeasures from four aspects and strengthen counter operational risk management. The dissertation provides aguideline for an effective solution to the Changchun branch counter operational riskmanagement status, and also provides a reference for reference of upcomingfull-feasibility operational risk management system for the Changchun Branch.