Research On Internal Control Of Operational Risks Of Counter Business In CCB GX Branch

Internal control is the commercial Banks and other organizations normal runningof the system foundation, also is the commercial bank the sustainable and healthydevelopment of important guarantee. At present, state-owned commercial Bankslisted on the finish other face after operation risk, operation risk map is a veryimportant aspect. In the commercial bank economic cases happened, most wererelated to map business. Map operational risk control well, may cause serious loss,give a bank brings the very big negative impact.The business operational risk map from two aspects into consideration: firstthrough the ark business operation risk from the entire operation risk segmentationcome, be helpful for distinguish ark business operational risk in the operation of theson of the risk weight, distinguish primary and secondary contradictions, and easy toconcentrate to be studied in order to take more effective measures to control it.Second is the study of business operation risk map to direct effectively analysis leadto map business economic cases happened or risk point reasons, in order to solve arkbusiness happening more economic case problems.Ark business operational risk most risk factors from the bank’s businessoperation, belongs to the bank control within the scope of the endogenous risk. Asingle map operational risk factors and operation between loss no clear, can define thequantitative relation. From coverage look, operation risk management contains almostthe bank management all aspects of the different risk, both occurred frequency ishigher, loss relatively small daily business operation flow processing small bloomer,including occurs in lower frequency, but once happened to the bank will bring greatloss of major accident. So that try to use a kind of control method to map businesscovers all areas of operational risk is not possible.At present, the construction bank GX subbranch of a bank teller operational risk internal control system, there are a lot of imperfect places, there are a lot of loopholesand risk, so it is urgent to improve the existing internal control process and measuresto revise, supplement and perfect. Based on the reality, to internal control theory asthe foundation, according to the question, analyzing the question, solving the questionfor thinking, At the same time with GX branch each business handling position andbusiness operation site as the research object, combined with construction bankinternal control, risk prevention system documents, to each handling post and theorgnaization of business process analysis, screening, and find out the key risk point,summarized the subbranch of a bank teller GX operation risk internal control defect,put forward the improvement GX subbranch of a bank teller operation risk internalcontrol system measures and countermeasures to strengthen the operation risk map ofthe internal control system, improve the subbranch of a bank risk control level.This paper is divided into four parts, the first to choose a background andmeaning of this article elaborates on the current banking ark business operation riskeffect on banking are briefly introduced. Then it introduces the construction bankbranch GX development history and status, including GX branch business types andmap operational risk internal control present situation. Then, according to the internalcontrol five elements as the breakthrough point, from the internal control environment,risk assessment, control activities, information and communication, the internalsupervision and other five aspects of the construction bank GX subbranch of a bankteller operation site risks are analyzed. On this basis, according to the CCB GXsubbranch of a bank teller operational risk of the problems existing in the internalcontrol of the improvement measures on detailed discussed.We hope that this paper to commercial bank teller business operation riskinternal control system can provide certain help, also look forward to the furtherperfect in the practice.