The Design And Implementation Of An Inter-bank Funds Centralized Management System Of Bank Of Communications Beijing Branch

With the increasingly frequent communications among units, Traffic Bank Beijing Branch makes more closely communication with other major banks, at the same time, customers often require a relatively short time to make business contacts with a number of banks. While traditional banking management system provides convenient for customers’financial transactions, but the efficiency of interbank operations remains at a low level, and once customers make cross-bank business the traditional management systems will be stretched. For the current situation, we make the research for cross-bank fund centralized management system for Traffic Bank Beijing Branch.According to the system’s business feature and through the requirement analysis, we divide this system into system management, account management, transfer payments, approval and order management, capital budgeting, integrated query and statistical. For example, system management includes system settings, user management, and policy management branch functions; account management performs in open bank registration, branch definition, account information maintenance; transfer payments function includes funds taking management and other sub-functions; capital budget includes unit management, account management and other sub-functions; integrated query and statistical includes comprehensive query and query analysis.The system uses B/S architecture, J2EE platform, and SSH framework, and it is divided into data layer, business process layer, foreground interaction layer three levels. The three levels are in the charge of SSH framework, after the integration each framework has clear division of labor. Considering the system’s feature of high privacy requirement of system data and large business processes, we adopt Oraclellg database which has powerful management capabilities and has been widely used in major banks’daily work.The cross-bank fund centralized management system for Traffic Bank Beijing Branch divides its business functions according to the cross-bank business and classifies the functions of each functional module and decides roles to execute each function. After the operation, the system plays a catalytic role for increasing the Traffic Bank Beijing branch’s communications with other major banks, and at the meantime, it plays a decisive role in improving the cross-bank business’s efficiency. And the process cycle of customer’s funds flow is clearly shorter and the business sharing and business contact between banks are more frequent and more close, promoting the development of the entire bank industy.