Design And Implementation Of Mobile Application Oriented Integration Platform For Third Party Payment

In recent years, with the rapid development of 3G,4G mobile communication technology, mobile applications have quietly permeated into all areas of people’s lives and work. In these areas, the mobile phone payment is seen to have a bright prospect in particular. Many insiders even assert that mobile phone payment amount will account for half of GDP of the whole society after a decade. Thus, the mobile phone payment will have broad application prospects and enormous potential economic value.In the area of mobile phone payment, mobile-application oriented third-party payment integration platform is a popular technology with extensive demanders. Almost all mobile APP developers need an integrated payment interface involving all existing mainstream payment approaches, while the cost is rather high if implementing it by themselves. Therefore, development of such a payment integration platform is urgently needed by both developers themselves and APPs. However, the third-party payment integration platform needs rather more than one single technology, but the support of a comprehensive technology system, as well as the collaboration of telecom operators, commercial banks, card associations, and third-party service providers to build a mobile payment constitution. For this purpose, this thesis researches and designs a third-party payment integration platform oriented at mobile applications on Android phones.On the basis of researching into existing third-party payment platform interfaces, a mobile applications oriented integration platform of third-party payments is designed that supports the three mainstream payment methods of Alipay, TenPay, UnionPay, and its implementation and deployment test are finally completed. Following is the main work of this thesis:(1) Having disscussed the application background of mobile payment, the current research and development situation of mobile payment platform both at home and abroad is analyzed, and the significance of third-party payment integration platform oriented at mobile phones is discussed. (2) The requirements of the third-party payment integration platform for mobile phones are dissected and the key technologies are researched. On the base of that, the preliminary and detailed designs of the platform architecture are completed, and the diverse payment interfaces that the platform involves are researched in depth. (3) Based on the above work, the third-party payment integration platform for mobile phones is implemented, software and hardware are deployed, and the test and verification of the system are completed. In summary, this thesis completes the design and implementation of a mobile application oriented third-party payment integration platform. This platform provides a variety of mainstream payment channels to facilitate the application development of APP developers and the online payment of customers, which is of good application value.