Design And Implementation Of Comprehensive Management System Of Business Draft Trade For Ji’nan Branch Beijing Bank

In recent years, bank drafts, promissory notes and cheques are to some extent realized electronic, electronic bill has made significant achievements. In these three kinds of bank notes, because commercial bills have both the function and the short-term financing function, the complexity is much higher than other bills. Coupled with the electronic commercial draft to achieve the commercial bills from the issuance to the circulation of the transfer, until the fare clearing the full electronic. Therefore, the in the future when necessary launched fully electronic electronic checks, electronic bank notes and electronic bank drafts provide valuable experience. On the other hand, the introduction of electronic commercial draft will have a substantial impact on the business model, management mode and transaction mode, which will greatly promote the business innovation and commercial bills of exchange.Bank of Beijing, Jinan branch current commercial draft management there is a commercial draft business trade phonily, Bill query management system is not strict, the bank staff operations are not standardized phenomenon, in the daily management of the business of commercial bills Beijing Bank Jinan Branch and even forged or altered bills, has not yet formed a unified commercial bill management system using a loophole illegal conduct commercial draft business, there are many notes that use of bank funds to collusion fraud cases, the existence of these phenomena seriously restricted the healthy development of bill business. On the basis of the above problems, the Bank of Ji’nan Beijing branch banks need to develop a new commercial bill based information management system to solve the problems encountered in daily management.In this paper, the design of the Beijing bank Ji’nan branch of commercial exchange trading system platform to meet the requirements of the current exchange of notes to the notes, the system covers the open quotation, centralized trading, centralized clearing, centralized accounting, centralized management and other business processes. In the design of the electronic notes and the centralized trading system, using a variety of current popular technology, the database, Web, online processing middleware, network additional storage and other technologies to effectively integrate into the system, design and development of a three tier B/S architecture based on commercial bill trading integrated management system.Beijing bank Ji’nan branch commercial draft trading management system to improve the payment service level and efficiency of Beijing branch of Bank of Ji’nan, improve the structure of the notes and the rich variety of instruments, promote the formation of a unified regional notes market and the bill market, improve the bank’s payment and comprehensive competitiveness, promote the payment system and e-commerce system to promote the development of electronic commerce has very important significance.