The Design And Implementation Of Electronic Commercial Draft System For Group Finance Company

E-commerce bill is called for short as electronic paper, the core of electronic bill is to electronically handle the actual bill, to make electronic paper operate simulating real instruments. The design and implementation of electronic commercial draft system does not change the actual business processes, it only turn the individual processes into electronic processes.The system follows J2EE technology during the design and realization, using components, dynamic software technology and consistent data model that can be shared, according to the application layer interface, application support layer, service layer resources, infrastructure implementation layer to design multi-technology system. This finance companies electronic commerce system based on SOA architecture bill, mature development platform, and based on the "LOUSHANG" development platform, it has a mature approval workflow, traffic, rules engines and rights management components, and for the actual business encapsulates the various types of UI business components, so that the whole system can be with high scalability, stability, and reliability. Meanwhile, the entire software used unified enterprise data bus ESB platform, realized the business interaction and data submitting with external third-party business systems and industry regulator system.This system has implemented issuing bills, notes sign, suggesting payment, transfer bills, finance companies, and exception management. Notes issued achieves registration bills, bills acceptance, acceptance prompt reply, maturity treatment, prompt acceptance application, the application prompts collect tickets and ticket application for withdrawal; bill receipt includes sign management, bill storage; prompt payment implements the prompt payment applications and payment arrival. Notes transfer module function achieves endorsement applications application and acceptance discount, pledge to apply, notes and bills consent application recourse settlement etc.; finance companies import includes rediscount sell, repurchase rediscount, buying rediscount discount sell; exception management module function implement application exception management and exception management responses. Characteristics of the system achieves a fully electronic bill business processes:a ticket guarantee, acceptance, returned unused, endorsement, pledge, pledge to lift, discount, prompt payment, late payment prompt recourse, agreed to settle.The operation and the use of electronic commercial draft system provide convenience for the payment stage and the short-term financing, and it plays an active role in the needs of the group company pay and reducing property costs and improving service levels Bank has played an active role.