The Design And Implementation Of The System Of Personal Finance Bank

With the implementation of DCC, OCRM project group, banking IT architecture has undergone some major changes. ECIF, OCRM lay the information basis and operation basis for the excavation, analysis, management of the bank’s high-end customer resources and the carry-out of in-depth wealth management services; IPSS can provide one-stop financial products services, so as to provide support for comprehensive financial solutions. In the three links of personal wealth management of "customer resources-financial solutions-products services", the first and third links are already ready, therefore, it is necessary to bear the financial sections of the original personal finance system, upgrade and integrate them, so that they can keep through the basic links in financial management service. IPSS can plan the complete life circle for the customer service of financial products. Based on the condition of bank products, customer’s financial situation and their financial product buying habits, sales financial product planning can help the customers to make the matching of product planning, and customer’s financial situation,, such as data, financial product planning. This paper analyzes the reason for changing some saving customers to high-end financial needs customers from the perspective of the changes in personal wealth. It then proposes the necessity of personal financing service system based on the present status of the financial product sales by using JSP and Oracle database building system. Through the analysis of functional requirements, it mainly elaborates the different functions of customer information, risk assessment, quickly establish financial planning, asset and income analysis, etc. Finally, it analyzes the results of platform construction through the online operation.