Analysis And Design Of A Commercial Bank Personal Wealth Management System

Personal banking business growing fast in the proportion of commercial banks since its profit model spreads from single margin to provide composite services. Personal wealth management business has a lot of room for improvement among personal banking business.Because of relatively diverse demand of personal wealth management business, to build an IT system which can cover the needs of individual clients based on existing banking system is the focus of the bank to develop personal wealth management business.Through the example of a commercial bank personal wealth management system, which serves the financial products operations and capital investment management, based on SSH infrastructure and rely on core banking system, financial trading system, customer relationship management system, credit and loan system, insurance system to build a scalable J2EE platform Web system, provides service of customer risk profile management, financial product sale to overall asset management.Work of this paper for commercial banks to build a similar wealth management system provides a reference solution with scalable and practical application value.