The Design And Implementation Of Commercial Bank Personal Financial Services

Like other bank services, personal financial services is being globalized. The social and economic development and personal financical diversification, particularly the highly developing personal activities, are requiring bank to provide more personal financial services. As the result, not only does the development of personal financial services and products need to comply with the "marketing oriented and clients centralized" principle, but also improves bank's profiting abilities and services qualities. Also it need to meet the commerical bank strategic requirment as well.To build a domestic commerical bank personal financial services system, the primary problem is to identify the system goal and setup a practical plan. This paper is based on a commerical bank personal financial services system. In the paper, we analysed the system requirement, functionalities and related technology and finally presented our solutions.In the first chapter, system requirement and analysis, we described the system requirement, analysed the system goals.Then we described some special technologies, particularly focus on data extract and client interface. Also we introduced the working flow of the technologies.In the following chapters, after introduced the system framework background and the system goals, we presented the system layers and every layers' functionalities, also introduced the web application system (which based on Java), developement technologies and the 3rd party applications.In the personal financial services public modular chapters, we introduced graph conception, class graph and time sequence graph. The graphs were the most activating part in the system. In the design and implementation of the graphs, we shared the public library of some current working system. With the well extentable libraries and the spring framework, we recontructed some modulars and finally implemented them in this system.In the conclusion part,we introduced the system testing goals, testing principles, testing orgnization and implementation.