Research On Key Techniques Of Radio Resource Allocation In Relay-enhanced Cellular Networks

The credit system of information management is to cope with the market competition, and control operational risks, an important measure to achieve sustainable development. Therefore, the credit management information using information technology, has become the bank(especially the commercial banks) to improve the information management level, the effective approach to reduce the asset liability cost, realize electronic management, improve economic efficiency.Based on the development of Agricultural Bank of China, the background management system of centralized operation platform and personal credit business, combined with the current operation of domestic electronic banking system and personal loans pattern, research on the design and implementation of personal credit module, from a loan business background of centralized operation construction focus, to ensure the efficiency of credit loan business processing. To simplify the loan, operation complexity, improve the degree of specialization, the loan business of the risk control ability of loan service as the goal, and gradually realize the centralized processing loan process. From the realistic demand design business processing needs, in order to focus on the overall framework of operation platform, considering the system control rigor, user friendliness, personnel requirements of rationality, the existing loan pattern of whole process reengineering, provide detailed business basis for centralized system development on the loan products industry platform, to adapt to the future business development, and achieve the easy expansion of the target, so that the module has the extensive applicability and typical representative.In this paper, the system design of modular and parametric, simultaneous centralized operation platform for bank credit business operation to provide a lot of convenience. Mainly in Yuan concentrated function demand loan service key as the core. Function description press outlets(including loan center) end, operation center, public service demand three aspects.Network terminal with acquisition instruments and data uploading function, including the single scanning, information input, generating CERs and print receipt transaction function.The center has integrated processing bill image and approval process, financial data, and ABIS system, BOS system, payment platform Yanyin password system, large and small payment system, network correspondence system interface, realize the check line transfer(including public and private), bank transfer and accounts processing, sent to the account and funds settlement functions such as message.Personal loans from lending to other functions refer to the centralized loan business process, involving Loan Center(or dot) other functional types and operations center two types of institutions, including credit exposure parameter setting, centralized operation relationship maintenance, loan center agent relationship maintenance, parameter setting, service query, reporting and other functions.