Research And Analysis Of Nanchang Bank Personal Credit Information System

In recent years, the rapid development of China’s financial industry, banking institutions at all levels throughout the country, the People’s Bank, the state-owned commercial banks, joint-stock banks and local commercial banks constitute our huge banking system, a solid foundation for the development of China’s financial services. With the increasing maturity of social health pension, insurance and other systems to the traditional concept of primitive accumulation manner of consumption is gradually being replaced by the concept of consumer credit, more and more residents began to accept consumer credit services for credit. consumption.The rapid development of business and personal credit in a semi-manual semi loan information management business methods can not meet the future development of the business, not only affect the efficiency of manual work and the factors exist, very prone to errors and mistakes, and in loans to banks management personnel losses and pressure. Therefore, to adapt to the bank’s international competitive environment, research and construction of a new type of personal loan management information system is imperative.The paper introduces the research background commercial bank personal credit information system, significance and current research projects and application of, clearly the content and the main thesis of the work, and the use of analytical methods of software engineering and object-oriented analysis of the business conducted. Business analysis, given the existing process flow diagram of the main management business, clearly the problems existing business processes through business process optimization, reconstructed after the transformation of the main business of electronic business processes; in functional analysis, the paper carried a use case modeling, use case diagrams and gives a description of the use case, a clear function of the system. On the basis of functional analysis, given the structure of the overall function of the system architecture and the functional modules, including business management, loan management, asset disposal management, customer management, system management and other functional modules; in the data analysis, the paper functional data processing system is analyzed, given entity class diagram describes the basic structure of the database table. Finally, the paper did research and analysis are summarized, and further work is prospected.