The Design And Implementation Of Financial Ic Card System

As society progresses, the accelerating pace of life, in daily life and economicactivities in the process of rapid financial settlement, payment, certification showing theexplosive growth of demand for services; the same time, trading convenience, securityrequirements have reached an unprecedented height; in this context, safe, and efficientmicro-payment applications in all regions and industries came into being, and showed atrend of rapid growth, in large measure will undermine or replace "cash" paymentfeature; to meet these needs, from social, economic, financial systems, payment andsettlement systems and so will make major adjustments and changes, will graduallyform a new financial order, the banks can not exclude themselves from outside in thenew financial order.Financial IC card issued in terms of banks, is imperative. Schedule according to thecentral bank, since July1,2010, the new launch of POS and ATM terminals shouldhave the financial IC card acceptance capabilities; stock of Direct POS terminals shouldbe completed by the end of2010admissible transformation of the financial IC card;stock between Alliance POS terminals should be completed by the end of2011admissible transformation of the financial IC card; ATM terminal and non-cashterminals should be completed before the end of2012financial IC card acceptancetransformation. By2015, all banks will be fully UnionPay cards PBOC2.0standards offinancial IC card.In this paper an overview of the existing financial structure of the IC card, basedon the use of other features was mentioned, the mvc architecture was used to developthe financial IC card applications, trying to build a safe, practical financial IC cardsystem.