A Realization Of Financial IC Card Issue Platform Based On Asymmetric Algorithm

With the development of information technology in recent years, the original magnetic stripe bank cards no longer able to meet the needs of protecting our customers'property, the magnetic stripe card fraud cases are common in domestic and overseas .While in Europe, Southeast Asia, Japan and South Korea, North America has basically completed or are being implemented from the magnetic stripe bank cards over to the IC chip.In this context, on March 15 this year, People Bank of China issued"to comprehensively promote financial IC card applications work", the decision was officially launched in the country bank card chip migration, "five-second" period will comprehensively promote financial IC card applications, bank card in order to promote China's industrial upgrading and sustainable development. This paper describes the financial IC card issuing process based on asymmetric encryption algorithm, the card is pre-made platform for the project needs to confirm, the banking system environmental testing, inspection and other Bank Card Test Center project implementation phase, is divided into three sub-systems:Data preparation system - the individual, the issuing bank, card issuer key information on the composition data;Key management system - storage card issuer master key and generates a card for each symmetric and asymmetric keys;Personalization system - a unified, personalized instruction and format of the complete system of cards for different personal data;Three subsystems of Card Issue platform could exchange with each other, can be compatible with the current three major credit card brands (VISA, MasterCard, PBOC), which PBOC is the main trend of domestic financial IC card issuer in future, in line with the "China Financial IC (IC) card specification "(PBOC2.0) specification.The financial IC card issuing platform is to meet bank card chip migration in the country began to vigorously promote the demand. As the technology has matured, trying to personalize the chip more efficient, flexible, and future projects has a high re-use, is a comprehensive work to promote financial IC card applications an important practice.