Research On The Core Banking System Architecture Based On The IBM MAINFRAME Platform

With the deepening reform of the financial system Chinese, continue to promotemarket-oriented interest rate,"take the customer as the center" concept graduallydeepened, and the rise of the Internet financial era, commercial banks to "spread" asthe main source of profit is coming to an end, commercial banks not only have toface the increasing competition in the market, but also i n the face of the increasinglystringent regulatory requirements the external pressures, as well as the rapiddevelopment of business innovation to deal with internal challenges.Furthermore, the commercial banks are in a transition stage, all institutionstransformation relates to commercial banks, however, most of the currentcommercial bank’s core system since many years ago is in construction, businessarchitecture, technical architecture are difficult to meet the rapid development is stillnot enough to sustain the business, can’t meet the requirements of theinformatization construction of banks, so the commercial banks need to make fulluse of resources of science and technology and integration into the consideration ofinformation technology strategy, it can realize the product and service differentiation,obtain better competitive advantage change rapidly in the financial industry.For the commercial banks, the core banking business scale is large and fiercecompetition has become the main field of change, analyzing the core businesssystem in the technology reform, construct a new generation of core system best, canoccupy a place in the competition in china.This paper will carry on research and discussion of core banking system fromthe angle of system architecture design, combined with the current design ideas ofconstruction industry development trend and the core of the system, planning systemto describe the core of a new generation of bank, and carried on the system analysisand design.First of all, the development of the core banking system is reviewed andsummarized the development trend; explained the concept of core banking systemand explains the status and role of the bank in the IT system, introduced thedevelopment process of the current core banking system and its future direction, andto identify research objectives and contents of this subject. Then, according to the problems in the system architecture of the commercial bank at present, combinedwith the development of the industry requirements, summarizes the function andcharacteristic of the core system of new generation bank should possess. Then, theresearch and study of the core banking system architecture from the point of view ofdesign; master-slave data architecture, technical architecture, applicationarchitecture and other aspects of the research and design of a new generation of thedetailed architecture of the core of the system, the author of this thesis aresummarized and the reference and absorption of some design ideas and thoughts toparticipate in the project, to participate in the project. Finally, for the new generationcore banking system architecture research are summarized; points out thecharacteristics and significance of the new generation core banking systemarchitecture with.