Research On Operational Risk Management Of Chinese Commercial Banks Based On Internal Control

With the rapid development of economy, commercial Banks rapidly expanding its businessscale and business areas。And with the widely application of information technology, e-commercebusiness expand, commercial Banks face the risks of the threat。In recent years, because theinternal fraud, operation error of operation risk brings such as huge losses and even cause ofeconomic fluctuations, more and more problems, amount is more and more big. Commercial Banksin to strengthen international exchanges of operating risk facing more and more complex.Commercial Banks in China in the21st century later, in hardware facilities and managementare doing a lot of reform and adjustment, the old system of the communication stage, it is easy toappear operation risk issues. And in the operation of the bank in the management of risk, theinternal control is the only way to bank and means. The present science of operational risk moststudies follows the credit risk and market risk research ideas, more emphasis on the framework ofoperation risk and measuring model research, involved in the management of internal controlmeasures in the study is less, the collection of international big bank operation risk managementexperience and summarizes the research also not much。On the foreign Banks operating risk management methods of the summary and analysis, tofind a solution to the operation risk management in our country a way around the problem, andinternal control as the foundation put forward the sound internal control structure, perfectcommercial Banks operating risk management environment, implement operation risk managementat all levels are responsible, establishing the function comprehensive control based on internalcontrol of operating risk management system, strengthen internal control and external supervisioncontact countermeasures, such as the claim.