The Branch Of Jilin Province Operation Risk Management Research Of Construction Bank

As a high risk highly profitable industry, a commercial bank can get the good survival and development, depends on whether the operation in various risks in the process of effective management and control.Market risk and credit risk in commercial bank risk management system has been seriously, its management methods and means ofprevention and control has been gradually maturing, but for operational risk control is not so comfortable.Although operational risk is associated with banking born together, and grow together with the commercial Banks, the moment appeared around the bank daily operations, but quite a long period of time before due, banking business process is relatively simple, single financial product varieties, based on this, the operating risk and no obvious exposed, it often hidden after the market risk and credit risk, therefore, commercial Banks tend to focus on the management and control market risk and credit risk, did not mention enough attention to operational risks.China construction bank co., LTD. Jilin province branch was established in September2004,21, was founded in October1,1954construction bank branch of jilin province.For over50years, jilin branch devoted to the infrastructure of national economy and people living standard rise, to make outstanding contributions to the development of economy in jilinprovince key support the automobile, petrochemical, transportation, telecommunications, electric power, steel etc. A group of related to the basic industry of the national economic development and key industries.Construction bank branch of jilin province really spell work, the staff rushed, actively explore the market, adjust structure, vigorously promote the reform of institutions, optimize the management mechanism, financial business innovation, strengthening risk management, but look from the current situation and provincial branch of risk management is not perfect, need to be more reasonable risk management scheme.Chapter1is the introduction part.Mainly the article elaborates the research background, research purpose and meaning, this paper, the research idea and method is als o put forward the paper’s main research contents are summarized.Chapter2for the construction bank in jilin province branch operation risk management present situation and the analysis section.This part describes the general situation of the construction bank in jilin province branch, China construction bank operation risk management status of jilin province branch, China construction bank branch of jilin province problemsof operational risk management, and risk management to China construction bank in jilin province branch operation analysis of existing problems.Chapter3for the construction bank in jilin province branch operation risk management system to improve thepart.This part put forward the construction bank in jilin province branch operation risk management to improve the basic principle, and the specific improvement scheme is put forward, including the construction bank in jilin province branch operation riskmanagement organizational structure improvement and operational risk managementprocess improvement.Chapter4for China construction bank branch operation risk management system to improve the safeguard measures of jilin province.This part puts forward construction bank branch of operation risk management system to improve security measures, including effective operation risk assessment, jilin province to establish a reasonable operation risk organization structure, improve the operational risk management process, speed up the development of information technology and risk management tools, establish credit risk control of culture and so on.Finally for the conclusion of the essay.This part of research question carries on the summary description.This article first to the operation of the construction bank in jilin province, the existing risk management system were analyzed, and find out the problems, using scientific methods to solve these problems puts forward improvement strategies, finally forjilin province branch of strengthening operation risk management and make effectivecorrective actions.In this paper, on the one hand, discuss in jilin province branch operation risk conditions for a system, to achieve the overall goal, on the other hand, through analyzing the generalization of the corresponding theory, from the macro analysisof jilin province banking operational risk management, to solve in the current situation of jilin province branch operations in the process of risk management should pay attention to the focus of the work, and determine the method accord with the condition of jilin province branch technology, in order to promote the improvement of operationa l risk management in jilin province branch.