Research On Operational Risk Management Of Chongqing TY Commercial Bank From The Perspective Of Internal Control

In the traditional management of commercial banks,credit risk and market risk is often as a key control of the bank,and the operational risk because of its relatively hidden features,has been ignored by the banks too much.In recent years,the banking industry gradually began to realize the enormous threat in the commercial bank operation risk,has become a very important issue at present in the management of commercial bank.Chongqing TY commercial bank from the beginning,it puts forward the basic ideas of operational risk management,and formulate corresponding measures,but in actual operation,there are still many problems,these problems bring a hidden danger for the future development.In order to help Chongqing TY commercial bank for better operational risk management,this article from the basis of the theory of internal control and the operation risk of commercial bank,Chongqing TY research,analysis of the basic factors affecting the operational risk,and to evaluate the.On this basis,the paper puts forward the basic countermeasures to improve the operational risk management of Chongqing TY commercial banks from the perspective of internal control.Specifically,the paper includes 6 parts,the first part of the research background and significance.This paper introduces the background and significance of this paper,the basic research methods used in this paper.The second part is the related theories and methods.This paper introduces the theories and methods involved in this paper.Including operational risk and commercial bank internal control theory as well as analytic hierarchy process and fuzzy comprehensive judgment.The third part of the Chongqing TY commercial bank's operational risk management and internal control analysis.In this part,first of all,this paper analyzes the operational risk of the Commercial Bank of Chongqing TY,and analyzes the present situation of the internal control of the commercial bank in order to find out the existing problems.The fourth part of Chongqing TY commercial bank operational risk evaluation.On the basis of the analysis of the third part,this paper sets up the corresponding evaluation index to evaluate the operational risk of TY commercial bank.In the fifth part,based on the analysis and evaluation,this paper puts forward to strengthen the operational risk management of TY commercial banks on the basis of internal control environment,culture,internal control organization and so on.The sixth part is the conclusion of the thesis.This section summarizes the conclusions of this study and the shortcomings.In this study,according to the actual situation of Chongqing TY commercial bank the author's analysis,it exists in the operational risk management problems in the operation of the sources of risk and the elements of identification and evaluation,this intelligence is put forward based on the angle of internal control to improve the specific measures of operational risk management.In the course of the study,in-depth investigation,a large collection of raw materials and secondary information,so that the theory of practical combination.In this paper,a large number of related research at home and abroad,combined with the practice of bank case,through in-depth investigation and expert interview,the Chongqing TY commercial bank for risk identification,Chongqing TY commercial banks to correct the operational risk types in Basel with members in the specific operation,put forward a more suitable for Chongqing TY commercial bank the actual evaluation index system and evaluation of the basic ideas and path.Using the analytic hierarchy process(AHP)and fuzzy comprehensive judgment method,the method of operational risk assessment of Chongqing TY commercial bank is verified.On the basis of the analysis,the paper evaluates the operational risk of Chongqing TY commercial bank,and puts forward some concrete measures to improve the operational risk management of Chongqing TY commercial bank from the perspective of internal control.