Research On Operation Risk Management Of Commercial Bank Internal Control

In recent years, operational risk has become more and more banks attention, some experts and bank industry also believes that in the commercial bank risk operational risk is a kind of risk is difficult to control, the continuous development of the financial industry, the development of information technology continuously, these continue to operational risk management has brought new problems.CQ commercial bank since its inception, in the strong support of national and local economic development, follow the development of banking rules, continuous reform and innovation, and achieved good results. But because of the establishment of late, CQ commercial banks, there are still some problems in the aspect of risk management, especially in the management of operational risk of banks is more problems. These problems have affected the development of CQ commercial bank in the future, so the CQ commercial banks should strengthen the identification and evaluation of operational risk factors, find the negative factors and improve, promote the level of risk management of CQ commercial bank, reducing the probability of a risk, to reduce the risk caused by the loss of.This study from the basic theory of internal control, operational risk on the basis of CQ, the operation of commercial banks internal control analysis of the current situation and analysis of the status quo, and at the same time, using the analytic hierarchy process and fuzzy comprehensive judgment method to evaluate the operational risk, based on the view of internal control based on the evaluation to improve its operational risk management basic measures and practices. The main results reflected in the following aspects:(1) the combination of theory and practice thinkingThis study is aimed at CQ to the commercial banks operational risk problems, carried on the appraisal, and according to the evaluation results put forward specific measures to improve its operational risk management practices from the perspective of internal control, in the study of CQ commercial bank research in-depth interview, collecting a lot of data. Did the combination of theory and practice.(2) find a suitable evaluation of operational risk management of commercial bank model CQReading a large number of practical application of domestic and foreign literature and the banks in the study, at the same time the expert investigation, combined with the actual operation of CQ commercial bank characteristics, determine the evaluation index of CQ commercial bank operation risk, get the evaluation model.(3) validate the method of CQ commercial bank operation risk assessmentIn the study, chooses the analytic hierarchy process and fuzzy comprehensive evaluation of the two methods, and applied to the evaluation of the operational risk of commercial bank in CQ.(4) proposed the countermeasure measure of operational risk management of commercial banks from the angle of the internal control of CQIn the analysis of CQ commercial bank operation risk status and internal control on the basis of the status quo, the operational risk is evaluated, only from the angle of strengthening internal control that can be effective for operational risk management of Commercial Bank of CQ.