A Study On The "Three Concentrations" In The Operation Background Of Inner Mongolia Branch Of Agricultural Bank Of China

In the face of the increasingly severe banking competition and the rapid development of the business needs, the traditional operation mode of the decentralized shortcomings gradually appear, has been unable to effectively meet the needs of the banking products and financial services, and the urgent need for customers to high quality service. To this end, the state-owned commercial banks began to look abroad, actively introduce operational industrialization management mode, the banking business into the front and back two parts, through the formation of operational background center, to achieve the business front desk trading, back to the center of business and risk focused, so as to effectively improve the level of operational management. From the pre operational system construction work pilot situation, realize "three" (intensive, automatic, standard) operating system, has a lower operating costs, improve customer service level, improve business processing efficiency, optimize the human resource structure, and enhance the core competitiveness of Agricultural Bank of china. In the current agricultural bank to create a new phase of the outstanding large-scale listed banks, in-depth analysis of the new situation and new tasks, how to accelerate the process of building a modern operating system, and promote business model change, in order to maintain the competitiveness of the industry to provide a solid foundation is imminent.This paper aims to study Inner Mongolia Branch of the Agricultural Bank of background operations "three centralized" model analysis, reveals the development of industry management present situation and the characteristics of the state-owned banks, the risks and challenges of the future development trend and process changes are. This paper firstly introduces the concept theory, operation management and process management background research, and then introduces the background of bank operation "three concentrations" of the concept of architecture, and then based on the concept of the Agricultural Bank of China Inner Mongolia branch operations background "three concentration" construction in detail,and the analysis of operation mode of the background concentration the competitive advantage and potential risk factors, and puts forward the further improvement measures and risk control measures.This paper focuses on Inner Mongolia Branch of Agricultural Bank operational background "three centralized" model, through the current "three centralized" operations management and meticulous analysis,demonstration operation background centralized pattern feasibility and advantages, provide a reference sample for the business process reengineering of the commercial bank.