This paper focuses on how to optimize and upgrade the microfinance efficiency were studied, the conception is to better for the farmers to provide small business loans, has a strong guiding significance for business.This paper introduces China branch of the postal savings bank of clouds of small loan online loan management system research background, significance and current situation of research and application at present, clear and the main work of the paper content In business analysis, the problems of system, organization, the original business process are analyzed, after the transformation of the business process are given. In functional analysis, the paper through case analysis and case description, clear the function of the system, the overall function of the system was given a package diagram and package diagram of sub functions, including customer information management, business consulting, business online acceptance, business review, the amount of shin and owing on the loan management, system management package diagram. In data analysis, the function of each system is required to process data are analyzed, the entity class diagram is given, the establishment of the database table structure; finally has carried on the summary to the research and analysis work, and the further work is prospected. |