| In the Rural Credit Cooperative, with the increase of microfinance, they find that the client information is changing quickly, which includes personal information, condition of assets,the situation of fund, the demand for loan etc. In order to meed the new demands for the real and effective information management over the process of loan, and promote high quality loan as well as improve the loan quality of the Rural Credit Cooperative of Long Hui County, the credit management system need to be improved regularly.Based on objectification and the modern credit management system, this paper has put foward the idea of adding a unified user management module,which includes the management of clients,the mangement of wx Widgets techniqual interface and embedded realtime database. At first,a unified model is built by using UML modelling tool Star UML to creat user case of roles.According to the safety requiremtn and principles of credit management system and the priciples of system development, this paper has stated the whole framework and frontier framework of the system.Then,it designed the major modules,including unified cr edit extention module,loan application module,loan inquiry module, loan investigation module, loan approval module, the contract signing and issuing module, the management of loan module, the clearing and receiving of credit rights module, the module of ba d loans management and the loan officer rating module. Later,some critical technology are used to solve the changing demand of credit management and realize the function of large front data sharing, for instantce, objectification, communications between th reads and wx Widgets technology. The data base of the credit management system has a good fault tolerance and balancing mechanism, using the technology of UML to meet the various fund demand of clients as well as the loan inquiry, loan investigation and lo an collection of the loan clerks.wx Widgets is applied to design cross-platform sharing program, which enables all the subsystems to achieve cyber and interprocess intercommunication with the technology of inter-thread communication,multithreaded technolo gy,more lanes technology as well as the Socket interface technology.The embedded real time database which possess Spooling’s buffer pool,can be used by multiple real-time tasks to realize the cross-platform database information sharing and achieve the goal of unified customer information management.At last, scheduling module testing, pressure testing and testing are carried on the system module and the testing result shows that system table structure is reasonable, system structure meets the demands and the software and hardware collocation is reasonable, which can perform the function well and provide a good aid to the loan marketing and after loan management. It can improve the loan marketing efficiency and competitiveness. At the end of the paper, a prospect is given about the future improvement of the system. |
