Design And Implementation Of Mobile Micro Credit System For China Guangfa Bank

With the rapid popularization of mobile intelligent terminals, mobile information technology is mature, the mobile application in all walks of life showed great convenience, CGB to improve the micro loan business processing speed and quality, decided to combines micro lending business and mobile terminals, designed and developed a set of micro credit business management system based on mobile applications.System USES the object-oriented analysis and design idea to design implementation, carried on the Web side and the design of mobile terminal two terminals. Technology, Struts, Hibernate and Spring three kinds of framework integration, using SQL SERVER 2012 database building system. On Web, is realized by using the JSP page in the mobile terminal is used for the Android platform.This paper discusses the design and implementation of the mobile micro credit system of the China Guangfa Bank.The system realizes the system management, content management, credit management, credit management, after working log and performance analysis of the five management functions. Implementation of the financial product information, news and information, announcements, pricing policy and manage knowledge management; Implements the application query, information in the loan application entry, financial analysis, report management and image acquisition function; Implemented in the post-loan management of exceed the time limit expires, insufficient payment, three remind information query, can undertake post-loan inspection and collection. Realized the working log query and new, to increase performance information to delete and performance analysisAfter the system put into use in CGB, realize the loan application and post-loan management of mobile, largely facilitate the micro loan business personnel, improve the working efficiency. Through the application of the system, exposing the bank loan business staff out of the environment, at any time, any place can be mobile, thus greatly improve the bank’s business execution ability, help the bank’s performance of micro lending business progresses day by day.