Design And Implementation Of Micro-credit System

Microfinance company is a limited liability company or limited, which invested by natural person, corporation and other social organization, and it does not absorb public deposits, does the microfinance business. Compared with banks, microfinance companies are more convenient, rapid, and suitable for the funding requirements of SME and individual business; compared with the private lending, microfinance is more standardized, loan interest can be negotiated. Adhere to the principles of small and decentralized, it can alleviate the liquidity shortage of SME effectively, it has the great significance for the development of SMEs.With the increasing business of Microfinance Company and the increasingly sophisticated regulations, strict management is an inevitable trend, the development of this system follows software engineering theory, combining the business needs of microfinance, design and develop the microfinance system. System includes loan application, investigate situation, loan approval, loan origination, loan management and other functional modules, it achieves the management of the whole process of microfinance, and it divides responsibilities and powers of the staff. System provides the effective management tools for microfinance, implements the unified credit data management and improve credit management level in many ways.System uses Flex+BlazeDS+Spring technical framework for the development, uses RIA rich client technology, compared with the traditional C/S architecture and B/S architecture, provides a good user interface, and better integrated with WEB. By using BlazeDS technology, let foreground Flex program to communicate with the background Java program. Server bases on architecture with Spring, and uses Java to design, develop, and deploy the application. Background uses SQL Server 2005 database to store, query and update data.System establishes around the loan process, the core is microfinance; it meets business needs in the actual management, and will manage the traffic flow and information flow integrated. System achieves information sharing of multi-department; each functional module cooperates closely with each other. The test results show that the system achieves the intended goal, and provide a convenient microfinance management for microfinance system, significantly improve the management efficiency, and has a certain value.