| Running an e-bank needs some information technique of network platform, safety and payment platform. Technique used by e-bank, helping to offer the service, faces to many kinds of risks. In order to enhance the quality of service, e-bank management must take technical risk management, increase the ability of risk-resist, ensure safety of the bargain.Therefore, this paper manages to make use of the theory of risk management to the field of e-bank technical management, including: identification by Delphi method, evaluation by adopting the qualitative analysis method, control by a strategy to exterminate or reduce the possibility of risk and loss on reason.The strategy has the management and technical methods. The methods of the management include: establishing the management organization, sound laws system, unifying the internal standard in profession, perfect meeting an emergency to respond to the mechanism, pushing forward the applied technical universality, enhancing to defend the risk consciousness with the training, norm of personnel and facilities management. The adoptive technique measures have: hot standby protocol, digest the foreign technology, identity authentication, asymmetric encrypt arithmetic, accessing control list, security policy, redesigning the medium of exchange with reason.E-bank needs to carry out these measures, in order to control risk and keep on the development.This paper, combining theory with practice, studies the e-bank technical risk management in details, at a special research angle. The author hopes this paper can amplify the field of e-bank risk management theory and give a hand to practice. |
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