The Risk Management Research On Bank Of A, B City Branch

This dissertation in the reference massive domestic and foreign literature foundation, profits from predecessors'research results, researches on risk management of Bank of A, B city branch. Based on describing the risk management status quo of Bank of A, B city branch, this article analyzes the problems and the reasons in the process of credit risk management, market risk management and operational risk management by making use of knowledge on Economics, Management and Finance. Finally, combining China macro-economic regulation and control with B city's industry structure and economy development stratagem, the paper put forward suggestions and advice on Perfecting risk management for Bank of A, B city branch.In addition to Chapter One Introduction and Chapter Six Conclusion, this paper is separated to four chapters: Chapter Two Risk Management Theory summarization. Through literature review concept of risk, commercial bank risk ,risk management and something related, this chapter stated the basic theory just like risk management object, risk management process, risk management strategy, risk management technology and method in order to make a good theory basis for the following research. Chapter Three Risk Management status quo of Bank of A and B city branch. First, this chapter summarized the development condition of Bank of A, B city branch. Second, it reviewed the revolutionary process of the risk management system of Bank of A. Finally, the text pictured the related contents on organization and function system of credit risk management, market risk management and operational risk management. Chapter Four Analyzing Risk Management of Bank of A and B city branch. After describing the finance circumstances and challenge of risk management, the chapter analyzed the problems and the reasons in the process of credit risk management, market risk management and operational risk management for B city branch. In the end, the text lead to a conclusion on the total feature of risk management of Bank of A. Chapter Five Suggestions on Perfecting risk management for Bank of A and B city branch. According to the existing problems in the practice process of risk management and the reason mentioned in Chapter Four, this chapter put forward the corresponding strategy of improving the level of risk management from four aspects, including risk management culture, risk management organization framework, risk management tools and risk management system. In addition, combining the special issues of B city branch with B city's industry structure and economy development stratagem, the paper put forward suggestions and advice on perfecting risk management for Bank of A and B city branch.