Planning Of Postal Online Banking System

The purpose of this thesis is through the analyzing of the development of on-line banking system and the financial business of present condition and postal services in china. Researching the possibilities and the requirement of building on-line banking system by post bureau, putting forward some viewpoint about the business function of the on-line bank and the realizing of the system, suggest the post bureau conducting the on-line banking system at opportune moment to promote the develop of financial business of Chinese post bureau.Along with the technical development of information, the information delivers break the limit of time and regions, Globalization has became a kind of ineluctable trend of the world. The network economy and electronic commerce bring a high technique, no time space, no district, opening competition environment.In science progress with the technique innovation, the financial industry is the economic core section, it reforms and develops and must take science and technology as the creative motive, developping the new business strongly.Hence, take network as the on-line bank that rely on to display the sturdy vitality, become the each commercial bank to open widely the service realm, carry out the business growth and adjust to conduct the strategic important means, become the service innovation and the sharp weapon of the competitions.Since entered 21 centuries, the customer elephant Internet of the on-line bank is similar to become the geometric progression growth, trading the amount of money to amount to 60 renminbis in 2005.The on-line bank has all specific weight of business of bank more and more high, trade to act for the rate also at fly to increase soon.Statistics according to the department concerned, the industry and business bank and canvass business the bargain of the bank network bank acts for the rate all already over 25%, also is to say, have 1/4 of bank pay the business to pass the net to complete up.What the postal service finance be engaged in is to retail the financial business, the service object mainly is the large city country residents' the public, recovered to start from 1986 get the fast development.The savings deposit surplus amount from did not have, from little arrive...