Study Of The Strategic Alliance On The Local Small-Medium Commercial Bank

The local small-medium commercial bank is the essential constituent in banking industry structure, with the financial reform further deepening and the finance market further opening, the local small-medium commercial bank is facing many disadvantageous hits in the outside. Constructing the strategic alliance between the local small-medium commercial banks, which can make them to adapt environment which is changing, create the competition, promote financial innovation, and finally promote the core-competitive ability of the entire local small-medium commercial banking industry.After reviewing the research on the small-medium commercial bank by the domestic and foreign scholars, the paper puts forward an idea on how to study the local small-medium commercial bank by introducing the strategic alliance and the cooperation competition concepts. Firstly, the paper analyzes the organization characteristics, the organization advantages and the differences from the Cartel. Secondly, the paper studies the significances and functions on constructing the strategic...