Credit Management System

The credit business of bank is the most important thing in the bank.It is invoveled in the exsits and development of the bank. With the develop of the economy, the competition is hot, intrest rate marketing, finance opened, the inveroment is not completed, the risk is deversity, and meanwhile, there are much more inchallenge. As the JiLin Business Bank is behind of the computer tecnology, the data input is by hand, the content is so large, works is repeated, so it is difficult to fit for the development of the nowadays, it can not solve the problem of business risk. Nowadays, with de the development the credit business, it became more and more dificulties, it needs a strong data analusisi, supporting function to make science and standard managemnt.According the nowadays needs, the credit managenment system will develop according to the client center, with the business management, supporting all kinds of information. clients selling, individual service, clients valueble etc. and meanwhile, change the chaos of the process of JiLin bank, good management, standart procesing, coodinate the departments ,make it electronical and restrain, to develop the efficiency. According to use all kinds of tools, to manage the qualitities of all kinds of business.and it also can support the report for the manager quick and accurate. Help the managers to make decision and managenments. make the concept of "in the center of bank" to "in the center of the clients". According to the department needs and the internet inveroments, use B/S C/S system, the controler can use the web log system, deal with the clients information, apply the new professional work etc. for the hard disk, data and development use HP DL380. contoling system use windows server 2003, data use Oracle 9i,clients web use IE6.The credit managenment system function including following:1.Clients management system.manage the business clients, including the individual, the most important is the loan enterprises and relevant enterprises. the major job is to handle the clients information's input and invised.2.Credit management. including the loan checking, issue, return, including applying business, mangement, loan busines, five classify. the loaner apply ofr the new business,sign the suggestions,then the departments to chenk the process, the loaner to deal with the business. and also to deal with the changing of the content business.After the loan business is the back visit, dated or nondated to chenk the using system to insure the correct using to insure the insurance of the loan. 5 classified is 1998 May is according to the PICC. the loaner to insure the inquire, invised and deleted releted information.3.Business managenments. the loaner to manage the returning business, to develop the loan business.4.Statistical analysis. Including the loan data analysis, accountant data, loaner data and the statistical analysis. the using of the mangement system, reduced the repeat works, develop the working rate, rural the mass of processing the business, to develop the business client center, develop the all information about static state,dynamic static and relevant information.to basement the clients business ,individual services. strenth the computerised mangement.According to the electronic mangement, to make the state quickly accurately. meanwhile to insure the loan safe,to provide the scitist basementincluding: the processing the change, the loan development, the industrial development, the contract of the average data ect.statistical analysis including: loan mangement, flowing the loan, the direction of the loan, and the income of the loan. the loaner including: the winner or lose of the loan, the achivement of the loaner. the bank analysis including: the guid line of the managemnet ect.According to the all kinds of catalogies and illustarated to provide the direct,turely and completely basements.Bring the large benifits, inhence the workers diathesis, make us have the hing conpetiotion, and make the good basement for the future.