Analysis And Design Of Bank Credit Manage System

China's financial electronic construction began in the 1970s. Electronic informatization rapid development of domestic commercial Banks electronic construction and application level has put forward a high level. CBS/400 system is a pioneer of the banking system based on IBM product, it iSeries advanced development platform and development tools, introducing the foreign Banks in the application of system structure theory and management concept and domestic commercial Banks years application system of practical experience. CBS/400 system development is not only an information technology development projects but also related to a bank's internal management system, business development and information technology level and so on various content system engineering.This paper introduced the heilongjiang core system of rural credit cooperatives bank loan subsystem of transactions and development of design and implementation. Backstage by IBM minicomputers and introduced the OS /400 operation system and its characteristics. Receptionist based on UNIX operating system based on published AIX. QianHouTai through SOCKET way links, cabinet through receptionist entry, the unified monitor background, multilevel call handling, surveillance program monitor the receptionist's request, gets the request to give free distribution process processing. For common function module, packaged into API for other procedure call. DB2 database application system adopt AS/400 self-contained SQL of data management. System of content points, namely library three-level management, goal and members. Loan subsystem based on the customer as the center, take the customer demand as the foundation, with trade form reflect customer demand, mainly for ordinary loans, mortgages, entrust loan, interest loans, bills discounting, capital adjustment of loans from the account opening, distributed to sell a door, cancel after verification, bills replacement, automatic deductions, counter reimbursement etc business processing. Loan subsystems from realization ways can be divided into online processing and day end batch processing. Online processing mainly deal with business hours through the real-time operation interface upload the request, such as loan repayment to open an account, and inquires class trading, Day end batch processing is in the province of outlets are already signed retreat, under the situation of core system automatically batch processing, used to attain a loan form the accumulative total JiShu conversion, and JieXi day JieXi etc. Function. Therefore, this system is a set of suitable for commercial Banks to the characteristics of its own, conforming with international norms and future development direction, advanced and mature, complete functions, yi easy-using, expand flexible, safe and reliable loan subsystems, for the future and international banking system standards were prepared.