| Responding to China's substantial market opening commitments associated with its WTO membership application, financial institutions from all over the world have in the past two to three years begun to take more determined and concrete steps to explore in China. In 2006, Foreign banks will be able to conduct local currency business with PRC citizens, china's financial industry will have to be brought in line with market principles, no doubt, China's bank industry will experience another big reform. Nowadays, banking software system has gradually become the most efficient weapon in broadening business and occupying the market for banks, based on the, the paper described how to design and develop banking software system.The design of banking software is mainly divided into two parts: 1, online real time transaction part. 2, background batch process part. CICS technology is used in the first part—online real time transaction, it can well support multi-user multi-thread concurrence transaction. While COBOL language has powerful data processing capability and is used in background process. Data's storage and management can adopt VSAM file which is simple constructed and has fast speed, but VSAM's simple construction leads to simple function which may bring additional system development expenses.The paper at first briefly introduced CICS technology, then, explained the how to design and develop banking software system though Market linked deposit system (MLPL), at last, the system's test result was given out, Market linked deposit system (MLPL) can successfully fulfill the MLPL deposit transaction. |