Analysis Of Ways For Pension Trust To Help Alleviate Pension Gap

According to the data of the seventh national census,the trend of aging population in China is deepening,and the problem of uneven population development will continue to cause pressure on society.Population aging has brought great impact to our pension fund balance and pension gap problem has become increasingly fierce.The pension is the core of the pension problem,is an important guarantee for people’s life in their later years.How to fill the pension gap and promote the healthy operation of the pension scheme is the only way to keep social stabilization and build up socialism concord society.At present,there are many ideas about making up the pension gap,but most of them start from the system level,that is,the government’s macro-control.The development of our economy cannot do without the government’s macro-control and market regulation,and the pension is no exception.Introducing pension into the market competition mechanism is an important direction to solve the problem of pension gap.It is worth mentioning that the investment operation of pension must be safety first and take into account the profitability.Hence,it is essential to choose the way to participate in the investment for the pension.Based on the natural economic vision of trust,this study examines how to participate in pension investment from the perspective of trust,gives full play to the institutional advantages of pension trust,ensures the security of pension while realizing the preservation and increase of pension value,gives full play to the "hematopoietic" function of pension trust,revitalize the "dead fund" of pension in the traditional sense,and increases the rate of return of pension.In order to alleviate the pension gap problem.This paper focuses on how to optimize the operation system of pension trust,how to build a healthy and orderly institutional environment,and to provide theoretical support in three aspects: key links,reform mechanism and realization path.