Research On The Business Process Reengineering Of Corporate Credit In China Construction Bank LN Branch

Under the background of economic globalization,the environment of domestic and foreign financial markets is diverse and the competition is very fierce.Since China’s entry into WTO,great changes have taken place in the competition pattern of domestic financial market.With the development of foreign banks,domestic joint-stock banks and city commercial banks,the monopoly status of the four state-owned banks in China has been broken.If China Construction Bank wants to gain advantages in the fierce market competition,it must improve its comprehensive competitiveness as a whole.Corporate credit business process reengineering is an important content of the current reform of China Construction Bank.Only by building a scientific,reasonable,effective and convenient business process,can the Construction Bank improve its work efficiency and comprehensive competitiveness in the development practice.This paper first introduces the research background,significance,combined with the domestic and foreign research situation,determines the research ideas and methods,research content and technical route;secondly,carries on the research and Analysis on the relevant theories of business process reengineering to lay the theoretical foundation for this paper;thirdly,through the elaboration of the current development situation of Construction Bank LN branch,combined with questionnaire,interview and other methods,the current LN score is diagnosed there are some problems in the credit rating process,credit line credit process,single credit business process,lending and post loan management process of the bank’s corporate credit business.Then,the paper analyzes the results of the problems,and clarifies the design principles,methods and objectives of the corporate credit business of China Construction Bank LN Branch,as well as the overall business process reengineering ideas The specific content of business process reengineering is designed and studied.Finally,the corresponding safeguard measures are given in terms of organizational structure,management system,human resources,information technology and so on.Through the research on the corporate credit business process of China Construction Bank LN branch,this paper hopes to effectively improve the business operation efficiency and core competitiveness of the bank.At the same time,it is expected that the research conclusions and results can provide reference and help for the optimization of corporate credit business process of China Construction Bank LN branch or other banks.