The Study Of The Government Supervision In The Operation And Management Of Private Pension Institutions

With the deepening of the aging of China’s population,the central and local governments have begun to pay extensive attention to the pension problem of the elderly over 60 years old.Under the background of the country’s comprehensive implementation of the policy of endowment insurance and pension protection,more and more elderly people have begun to choose institutional pension.The number of public pension institutions is small,the number of beds is tight,in order to alleviate the pressure of the government for the elderly,the scale of private pension institutions continues to expand.In order to standardize the operation and management of private pension institutions,the Ministry of Civil Affairs has issued the "Management Measures for Pension Institutions" and a series of specific management measures that can solve various problems existing in pension institutions,in order to standardize the operation and management of private pension institutions and realize the old people’s support and happiness.This paper takes Suzhou Yi Pension Apartment as an example to study the government supervision issues of the operation and management of private pension institutions.Through the collation and analysis of relevant literature at home and abroad,starting from the definition of government supervision related concepts in the operation and management of private pension institutions,using methods such as literature research method,questionnaire survey method,interview method,etc.,according to welfare pluralism and government regulation theory,etc.,the current situation of government supervision in the operation and management of Suzhou Yi Pension Apartment is sorted out,and there are the following problems in government supervision in the operation and management of private pension institutions: the system formulation and supervision in operation management are not in place;Inadequate institutional safety supervision in operational management;Lack of supervision of personnel qualifications in operation management;Problems such as insufficient supervision of expense standards in operation management.The reason is that the regulatory policies and regulations are not sound enough;Second,there is a lack of collaboration between regulatory authorities;Third,the regulatory information is asymmetrical;Fourth,the means of supervision are relatively backward.By drawing on the advanced regulatory experience of the Governments of the United States,Germany and Canada on private pension institutions,some enlightenment is obtained from them,such as the government should strengthen the supervision of private pension institutions,and the government should cultivate a professional team of pension service talents.On this basis,it proposes policies and regulations to improve the supervision of private pension institutions;Promote the diversified collaboration of regulatory entities with government supervision as the core;Strengthen supervision of regulators;Attach importance to optimization measures such as the professional construction of the old-age service team.The research results of this paper can provide theoretical reference for the government supervision of private pension institutions in other regions.At the same time,it has reference value for the standardized operation of the private pension institution and other private pension institutions in the same industry.