Research On The Impact Of Agricultural Insurance On Agricultural Green Total Factor Productivit

Agriculture is the foundation of national economy and the industry most affected by natural conditions.Due to the natural weakness and high risk of agriculture,its development cannot be separated from the protection of agricultural insurance.Since marketization reform,our agricultural development has made historic achievements,but at the same time,it also faces increasingly strained resources and environmental constraints.In recent years,the "No.1 Document" of the Central Government has repeatedly emphasized the promotion of green agricultural transformation,and the agricultural green total factor productivity(agricultural GTFP),which covers the comprehensive economic and ecological benefits,is an important index to measure the level of green agricultural development.Compared with traditional agriculture,the development of green agriculture leads to higher risk levels in agricultural production,resulting in more risk management needs.Overall improvement of agricultural risk management ability is very important to promote agricultural green development,that is,to enhance agricultural GTFP.Agricultural insurance can not only disperse the risks faced by farmers in production and operation and stabilize their income expectations,but also change farmers’ production behavior and affect their adoption of green technologies and input of chemicals,thus affecting agricultural output and ecological environment.It is an important financial guarantee for the green development of agriculture.In addition,after long-term development,the premium scale of Chinese agricultural insurance will reach 81.493 billion yuan in 2020,becoming the world’s largest agricultural insurance market.Agricultural insurance will play an increasingly important role in the process of supporting agriculture.By studying the influence of agricultural insurance on agricultural GTFP,this paper aims to provide scientific basis for accelerating the transformation of agricultural insurance to green agricultural insurance,and also provide new enlightenment for promoting agricultural GTFP and promoting the coordinated development of agricultural green.In this paper,based on the review of relevant theories and existing research results,firstly,the influence mechanism of agricultural insurance on agricultural GTFP was clarified,and the hypotheses were put forward.Secondly,from the development scale,operation efficiency and growth ability,this paper explains the present situation of agricultural insurance,and analyzes the development of agricultural economy,input of production factors and environmental pressure,so as to reflect the present situation of Chinese agricultural green development.Thirdly,the evaluation index system of agricultural insurance and agricultural GTFP was constructed.The entropy weight TOPSIS method and the GML index of SBM super efficiency model were used to calculate the two,and the results were analyzed from the perspective of time and space.Finally,the panel data of 30 provinces and cities from 2011 to 2020 were used to empirically test the impact of agricultural insurance on agricultural GTFP.The conclusions of this paper include:(1)The overall trend of agricultural GTFP in China fluctuates and the average annual growth rate is 6.65%.The main driving force of agricultural GTFP growth is the progress of agricultural green technology,which is inhibited by the decline of agricultural green technology efficiency.(2)For the full sample data,agricultural insurance can significantly improve agricultural GTFP.Further from the decomposition index,the positive promoting effect of agricultural insurance depends on a single approach,namely the realization of agricultural green technology progress,and agricultural insurance has an inhibitory effect on the improvement of agricultural green technology efficiency.(3)Farmers’ income and agricultural credit had partial mediating effect in the process of agricultural insurance affecting agricultural GTFP.Agricultural insurance had a positive effect on agricultural GTFP by increasing farmers’ income and agricultural credit.(4)The influence degree of agricultural insurance on agricultural GTFP is different in different regions.According to the division of samples by East,West and east,the promoting effect of agricultural insurance in eastern regions is greater than that in central and western regions.Based on the grain function division,the promoting effect of agricultural insurance in non-grain main producing areas is greater than that in major grain-producing areas.(5)The impact of agricultural insurance on agricultural GTFP has a single threshold effect based on rural human capital.With the continuous improvement of rural human capital,the positive impact of agricultural insurance is further enhanced after it crosses the threshold value.Based on the research conclusions,this paper puts forward specific policy suggestions to improve agricultural GTFP from the aspects of narrowing the gap of agricultural green development to achieve regional balance,innovating and developing green agricultural insurance,strengthening the linkage mechanism between agricultural insurance and agricultural credit,and improving the comprehensive quality and labor skills of agricultural labor force.