Research On The Efficiency Evaluation Of Policy Agricultural Insurance

As the basic industry of national economy,agriculture has its particularity in production and its weakness in development.As one of the three policy measures for governments to support and stabilize agricultural production,agricultural insurance is a stabilizer for agricultural production and operation.Insurance supervision is its external guarantee.The purpose of agricultural insurance supervision is to establish and improve the policy-based agricultural insurance system to make up for the inefficiency caused by the unreasonable operation mechanism,so as to ensure the stability of agricultural production.Based on the theory of agricultural risk management,public interest theory,transaction cost theory and the theory of government performance,behavior of the government,the support capability,the effective demand and solvency four analyzed influence of policy-oriented agricultural insurance regulatory efficiency factors,using the analytic hierarchy process(ahp)to empowerment,every index analysis of the 2017 national 31 provinces,autonomous regions and municipalities directly under the central government’s agricultural insurance related data,the comprehensive evaluation compared the various provinces and cities of policy-related agricultural insurance operation efficiency,to put forward Suggestions for the improvement of operation efficiency,enhance the level of supervision.This paper firstly reveals the research background and significance of this paper,collects and sorts out the current research status at home and abroad,lays a solid theoretical foundation for this paper,and further extracts the research ideas of this paper according to the existing research results.Secondly,it defines the basic concepts of policy-based agricultural insurance and the operation efficiency of policy-based agricultural insurance based on supervision and analyzes the relevant theories.Thirdly,factors affecting the operational efficiency of policy-based agricultural insurance are analyzed from four aspects: government behavior,risk guarantee,effective demand and solvency.Then,based on the analysis of influencing factors mentioned above,specific indicators were selected and the operational efficiency of policy-based agricultural insurance in 31 provinces,autonomous regions and municipalities in China in 2017 was empirically analyzed by using analytic hierarchy process(ahp).Finally,based on the empirical results,specific research conclusions and policy recommendations are given.The results show that the operation efficiency of policy-based agricultural insurance in China’s provinces,autonomous regions and municipalities has a certain first-mover advantage firstly.The areas where policy-based agricultural insurance is implemented earlier are characterized by rapid development,large coverage and high operating efficiency.The relatively slow implementation of the region,its operating efficiency is relatively low.Second,from the perspective of the four major plates,the basic situation of operating efficiency of policy-based agricultural insurance in China in 2017 is that the northeast plate has the highest operating efficiency and the smallest internal differences.The operating efficiency of the eastern plate was next,but the internal difference was the most obvious.The operating efficiency of the middle plate is general.The overall operating efficiency of the western plate is low.The operational efficiency of policy-based agricultural insurance in various regions is closely related to the supply status and economic development model of local agricultural insurance.