A Bank Of Nanchang Branch Operational Risk Control Improvement Research

In a market economy under the background of the new normal,the diversification of the economy rapid development,the development model of commercial Banks showed a trend of diversification.The traditional business model already can't satisfy the requirement of modern economic development,the market puts forward higher requirements on commercial Banks,and leads to the transformation of the commercial Banks to continuously rapid development.,and it is one of the basic functions of commercial Banks is one of the ways of foreign entities,commercial Banks in the economic globalization and increasingly fierce competition in the financial market environment,operation management is of great significance,its value is no longer just limited to the business of intensive processing,the traditional accounting,but also covers the operating the construction of the overall architecture model,the embodiment of the quality of service,the operation of the AI technology and the diversity of the commercial Banks to achieve competitive advantage and a strong operational management in improving its door experience and service ability has absolute power.From operational aspects,this paper according to the current situation of the development of A bank,nanchang branch operation is analyzed,by finding problems,to face the problem,put forward A series of improvement measures,only by constantly improving its ability of risk prevention,so as to lay A good foundation for its long-term health development.Many scholars at home and abroad for various aspects of the risk management of commercial Banks have the profound research,but for the commercial Banks operating risk management research is less.Commercial Banks operating risk management concept is also starting from the recent attention in various fields,related research remains to be further deepened.Under the situation of banking competition increasing,A bank,nanchang branch,as A new branch in the beginning stages of business development,the frequent risk,operating line as the final barrier in the various risk,facing the reality of operating its own risks,how to avoid,reduce operating risk is particularly important.Combining theoretical research and case study,this paper first elaborates the theory of commercial bank's operational risk,according to A bank,nanchang branch,analyzing the present situation and problems of operational risk management to further explore A nanchang branch of bank A sources of operational risk,and connecting with the typical case for branch,points out that A bank,nanchang branch operation and the disadvantage of the wind.Through the research on the risk of A bank,nanchang branch operation,find the main problems are:operating personnel risk consciousness,imperfect system of execution,inadequate staffing,checking and supervision takes office does not reach the designated position,etc.For A bank,nanchang branch of the defects in the operational risk control,this paper gives the following Suggestions and countermeasures:improve the operational risk control architecture,design and branch business matching rules and regulations,improve the operation of the background risk prevention and control system;At the same time improve the operating personnel management system,and improving operation personnel overall quality,strengthen internal control management,to establish a clear responsibility system,and build smart operational risk prevention and control system.