Financial Support Industry Research On Operational Efficiency Of Aid Development Model

With the continuous deepening of China's economic system reform,major changes have also taken place in the model of poverty alleviation.The financial support industry's poverty alleviation and development model,as a new poverty alleviation model,plays a vital role in the sustainable development of financial poverty alleviation.However,after entering 2020,China 's poverty has changed from dominant to recessive and one-dimensional to multi-dimensional.The profound changes in farmers 'poverty have brought more opportunities and challenges to the aid development model.Therefore,studying the operating efficiency of the financial support industry's poverty alleviation and development model,and then improving the existing model and making it more applicable in the new era,on the one hand,can help the benign development of the assistance development model and better target poverty alleviation.Play a positive role in the transition period to rural revitalization;on the other hand,after the comprehensive construction of a well-off society,the problem of poverty alleviation households participating in industrial development and obtaining financial resources can be solved.Based on the literature of related countries,this paper extracts the core ideas of multidimensional poverty theory,rural financial market theory and sustainable development theory,and lays a theoretical foundation for subsequent research.After analyzing the background and causes of the financial support industry's poverty alleviation development model,the operating process and characteristics,the operating mechanism and conditions,the theoretical framework is constructed,and the macro data are used to analyze the current status and problems of the existing model.And based on this,select 19 indicators from three dimensions of social goals,economic goals,and ability goals to build an evaluation system,and conduct research on the operational efficiency of the financial support industry's poverty alleviation and development model.The data in this chapter are derived from the model county S County survey,the survey objects are farmers participating in this model,the data analysis methods used are BP neural network evaluation method,logistic multiple ordered regression model.The main conclusions of this article are as follows: First,the operating efficiency value of the financial support industry's poverty alleviation development model is 0.6997,and the operating efficiency is good,indicating that China's financial poverty alleviation work has achieved good results at this stage.However,the following problems still exist in this model: inadequate interest linkage mechanism,fewer insurance institutions need to improve the guarantee system,lagging development of financial institutions after lending,industrial structure still needs to be upgraded,farmers' skills training is insufficient;second,the use of logistic diversity The orderly regression model empirically concludes that the ten elements of age,education,farmer type,annual per capita income,financial knowledge promotion,model understanding,guarantee company coverage,agricultural insurance compensation rate,scale of leading enterprises and industrial planning The operational efficiency of the aid development model has a significant positive impact;the impact of gender,the number of family laborers,and innovative lending methods is not significant.Finally,on the basis of empirical research,an improvement model for assisting development is proposed,and countermeasures are proposed from three perspectives of the government,financial institutions,enterprises,and cooperatives.On the government side,it is necessary to strengthen the construction of supporting facilities,strictly review loan qualifications,improve farmers' quality,Strengthen the differentiated financial supervision system and strengthen the integration of industrial and financial policies.In terms of financial institutions,they need to innovate financial support for industrial development models,enhance the participation of agricultural insurance companies and guarantee companies,and attach importance to intellectual poverty alleviation.Enterprises and cooperatives need to actively participate Give play to the role of driving production and focus on the cultivation of farmers' capabilities.