Research On The Development Of Logistics Insurance In Henan Province

Based on the background of the construction of Central Plains Economic Zone,Henan logistics industry,as an important part of modern service industry,has already become an important pillar industry in the province.Facing the increasing risks related to various types of logistics,it is urgent to build Henan logistics insurance under the development opportunity.At present,the development of logistics insurance and logistics industry in Henan province does not match,and they do not achieve mutual assistance in many aspects,which is not conducive to the development of logistics and logistics insurance.Therefore,this paper analyzes the current situation of logistics insurance development in Henan Province from two aspects of supply and demand,combined with qualitative and quantitative research methods,to find the factors that hinder the development of logistics insurance in Henan Province,so as to promote the recognition and recognition of logistics insurance in the logistics market of Henan Province,and further promote the coordinated development of logistics and logistics insurance in Henan Province.The research content of this paper mainly includes four aspects.First,on the basis of defining the basic concepts of logistics and logistics insurance,this paper briefly introduces the development process and current situation of China's logistics industry,as well as the development process of China's logistics insurance.Second,combined with the actual situation of Henan Province,this paper expounds the current situation and existing problems of logistics insurance in Henan Province from two aspects of supply and demand.Thirdly,based on the data of 18 cities and regions in Henan Province,this paper makes an empirical analysis on the factors that affect the development of cargo transportation insurance.Fourth,according to the results of empirical analysis,some suggestions are put forward to promote the development of Henan logistics insurance.This paper finds that the scale of logistics industry in Henan province continues to expand,but it is still in the early stage of modern logistics development,the existence of high risk means high demand for logistics insurance;Henan logistics insurance is not enough to meet the requirements of logistics enterprises in terms of quantity and quality.The empirical results show that economic environment,income of demand subjects,freight scale,market structure and risk tolerance are the main factors influencing the development of logistics insurance.According to the results ofempirical analysis,this paper puts forward relevant policy recommendations,including: strengthening policies and regulations to drive the logistics insurance market in Henan Province;expanding the coverage of logistics insurance;paying attention to the innovation of logistics insurance products;creating a new logistics insurance marketing model;paying attention to the training of logistics insurance professionals.The innovation of this paper lies in,first,the development of logistics insurance from the perspective of province.The existing research on the development of logistics insurance is mostly based on the national perspective.This paper takes Henan logistics insurance as the main research object,combined with the actual situation of Henan Province,to explore the specific factors affecting the development of Henan logistics insurance.Secondly,in the empirical analysis of the factors that affect the development of logistics insurance,considering that the risk tolerance of insurance companies has a certain impact on logistics insurance,this paper introduces the risk tolerance as one of the influencing factors,enriching the research content of the influencing factors of logistics insurance.