Research On Chinese Patent Pledge Financing

Patent pledge financing is a new type of financing method that obtains loans based on the property rights in the patent rights as the pledge target,and is an important way to solve the financing problem of technology-based SMEs.Intellectual property powers such as the United States,Japan,and Germany started the practice of intellectual property pledge financing very early.The value of intellectual property was fully developed and utilized,and mature and distinctive operating models were born,which achieved good social benefits.my country's intellectual property pledge financing started late,and it is still at the exploratory stage.Since the launch of intellectual property pledge financing,various regions have explored a pledge financing model suitable for local development.This article uses the experience summary method to analyze the existing patent pledge financing models at home and abroad.First,it analyzes the operating mechanism and characteristics of the intellectual property rights benefit licensing model in the United States,the Federal Small and Medium Business Administration model,the guaranteed asset price acquisition model,the Japanese policy investment banking model and the German risk sharing model.Then it analyzes the typical models in my country's patent financing development process,including Beijing model,Shanghai model,Wuhan model,and Zhongguancun Intellectual Property Investment and Financing Alliance.Inspired by analysis of domestic and foreign patent pledge financing.This article further selects Beijing as the analysis object,extracts its patent pledge data through the Incopat global patent database,and uses patent analysis methods to analyze Beijing's patent pledge from multiple dimensions of pledged patent,pledgor,and pledgee The development status and characteristics of financing.Through the above analysis,the following conclusions are drawn:(1)China's patent pledge financing has achieved remarkable results;(2)the government still plays a leading role;(3)technology-based small and micro enterprises still have difficulty in financing;(4)patent quality still needs to be improved;(5)Patent disposal is difficult.Finally,the problems existing in my country's patent pledge financing in the conclusion are given in five aspects: the marketization of patent pledge financing,supporting the development of small and micro enterprises,personnel training,patent disposal,and patent pledge financing innovation.