Research On The Development Of Green Insurance In China

With the worsening of global climate?frequent natural disasters and severe challenges to the safety of human life and property,green economy has become the focus of attention in many countries as a development model of harmonious coexistence between man and nature.Green economy means to realize the coordination among nature,environment,society and economy on the premise of saving natural resources and improving natural environment,so as to make the human society and economy develop healthily.As one of the largest polluters in the world,China is facing great challenges to its natural environment,so it is necessary to strengthen the development of green economy in order not to miss the new wave of green economy in the world.As China is facing the adjustment of economic structure and the transformation of development mode,the sustainable development of economy and society through the development of green economy becomes one of the new development directions.As an important component of China's green financial system,green insurance is an important industry of modem economy and a basic means of risk management,which will play an important role in the process of developing green economy in China.Moreover,the insurance industry itself belongs to the Green Service Industry,will not produce any pollution to the environment,in our countrys green economy development process will have a big role.This paper uses literature research method,through the domestic literature and books,first of all to define and explain the concept of green insurance in our country,green insurance system,and then detailed analysis of the development of green insurance in our country,and from the perspective of game.It is concluded that the inborn mechanism of green insurance market in China is not perfect and needs to be studied further.Therefore,according to the development status of green insurance in China,the problems and difficulties of the main body of green insurance are described in detail.On this basis,the paper introduces the experience of the development of mature green insurance and the construction of green insurance system in the United States,India and Japan,and makes a comparative analysis of the status quo of green insurance and green economic development in China.In order to perfect our country green insurance system,service green economy development put forward the reference suggestion.The purpose is to lay a certain research foundation for the future development of green insurance and green economy in our country,promote the innovation of green insurance products,improve our green insurance system,and give full play to the important guarantee role of green insurance for green economic development.