Research On The Application Of Financial Sharing Service Model Of Construction Bank

The arrival of the Internet+ era has further accelerated the process of economic globalization.Enterprises are facing increasingly fierce competition.As the business of the enterprise continues to expand,the scale of the enterprise is growing,the number of branches is increasing,and the management chain is getting longer.The original decentralized organizational management model has made the enterprise group's ability to control branches weaker and weaker,management costs continue to increase,and efficiency is getting worse.To the management to benefit,the enterprise group has changed the innovation management mode,and the non-core business has been divested from the decentralized organizations into a specialized organization,using the shared service model to eliminate duplicate operations of the same type,reducing the investment of repeated costs,and high efficiency.Integrate and optimize the allocation of limited resources,so that operating costs can be reduced,thereby continuously improving operational efficiency,strengthening risk prevention capabilities,and making competitiveness increasingly.As a commercial bank,with the rapid development of China's economy and the successful listing of shares in recent years,the capital structure has been optimized,and some new management concepts have been introduced to achieve rapid growth in profits.In order to pursue higher market share and more performance,banks have entered a stage of rapid expansion.Whether it is the number of outlets or the size of outlets,it has taken a new step and triggered the problem of managing scale benefits,that is,scale expansion but not economic.Especially in recent years,with the slowdown of China's economy and the acceleration of banking reform,the promotion of interest rate marketization and the implementation of the deposit insurance system,the external power growth of the banking industry's profits has basically disappeared,and financial returns have been seriously challenged.During this period,it is necessary to start from the inside,aiming at improving overall operational efficiency and resource utilization efficiency,and using the new management model to promote the effective allocation of resources to achieve the ultimate goal of improving comprehensive competitiveness.Financial sharing service is an important part of the Ministry of Finance's comprehensive promotion of the construction management accounting system.It is an important innovative means for enterprise financial management transformation.Through the construction of the financial sharing center,it realizes managementinnovation and transformation,and effectively implements and implements centralized management and control..The establishment of the operation process and job processing standardization and function positioning of the financial sharing center is from the centralized review,accounting centralized accounting,and the core function of centralized payment to the expansion of management functions.This has a positive effect on improving the overall management and control capabilities of enterprises and the level of risk management,achieving efficient transmission of financial information,and optimizing resource allocation.It is very important for strengthening the practical significance of financial management capabilities and comprehensive competitiveness of enterprises.Therefore,many bank financial management transformations have successively implemented financial sharing services to improve financial management refinement,reduce costs,improve efficiency and risk management control capabilities,and support the Bank's strategic development.This paper chooses the research of financial sharing service in the construction bank,mainly adopts methods such as literature research,comparative analysis and case analysis.In the introduction part of the theory,the literature research method and summary induction method are adopted.Through reading a large number of relevant domestic and foreign academic literatures,the existing research viewpoints are summarized and summarized,and the related theories of financial sharing services,organizational structure theory and business process reengineering are detailed.Theory and efficiency management theory provide a basis for argumentation for case analysis.In the case study part,this paper elaborates on the function of CCB's financial sharing service and the significance of applying the financial sharing service model,and analyzes in detail the process of application and implementation of CCB's financial sharing service model in the initial stage and development stage,with a view to the banking industry.The use of financial sharing service model and the follow-up construction of financial sharing services provide reference and suggestions to promote the innovation and reform of financial management mode in the industry and comply with the new requirements of sustainable development management in the industry.In the core analysis part of the case,the specific factors of the implementation effect and achievements of CCB's financial sharing service are specifically explored.From the four aspects of service quality,accounting efficiency,capital information management,risk control after process reengineering,and financial work focus from accounting to management transfer,the results of its application are analyzed.And fromthe management financial management concept transformation innovation,the accurate positioning of financial sharing services,the establishment and use of the system platform and the evaluation system,the key factors in the application of the financial sharing service model of the Construction Bank are analyzed.Through the above analysis,this paper concludes that the basis of financial sharing service is to standardize and standardize,effectively control the cost of financial sharing service through high intensification,and apply financial sharing service in financial management transformation to better play the role of reflection and supervision to achieve risk concentration.Control and improve the efficiency of financial sharing services.Looking forward to the future development of financial sharing services,the expansion of financial sharing services and the automation of the whole process,the future financial sharing services will integrate more information in process processing,relying on the cloud platform to effectively promote the high standard centralized operation of financial sharing service processes,and realize Financial sharing of mobile services and artificial intelligence services provides new ideas for the theoretical study of financial shared services.It provides a practical and useful reference for the implementation of financial sharing services in China Construction Bank and other financial institutions.