Research On Operational Risk Management Of Agricultural Bank Of China's DCF Sub-branch

As an indispensable part of modern social and economic activities,commercial banks provide important support for social and economic development,and its operation quality and operation effect also directly affect social and economic development.In the past few decades,the operational risk events of the global banking industry have been occurring,and the corresponding risk management has not achieved good results.Operational risk runs through every link of commercial bank operation.Effective management can reduce all kinds of problems that may appear in bank operation and reduce economic losses,which is of great significance for the smooth operation and development of banks.DCF branch of ABC is a sub branch of the Agricultural Bank of China Limited by Share Ltd LC City branch.It was founded in June 1989.While its business is developing vigorously,it faces various financial risks as well.Operational risk is one of the main risks.How to effectively maintain operational development and prevent operational risks and build a reasonable and effective operational risk management mechanism is the urgent problem to be solved.In this paper,the operational risk management of bank DCF branch as the research object,in the full study foundation of domestic and foreign related literature books data,normative analysis method and case analysis method,using the method of literature,combined with the ABC DCF branch in recent years a number of operational risk events and related operational risk management from the composition,environmental impact,internal links and other aspects of a detailed study of the ABC DCF branch of operational risk management problems and the reasons for the formation,management difficulties and weaknesses,and on this basis from personnel,system,flow and other aspects put forward the improvement scheme to improve the operational risk management of Agricultural Bank of China DCF branch and safeguard measures.Finally,the main conclusions of this study are briefly summarized.This study found that the main problems of operation risk management of DCF branch of Agricultural Bank of China include:poor execution of staff system,loopholes in internal operation process and frequent external risk events.The main reasons are:internal control system is imperfect,staff operation risk management concept is incomplete,risk awareness is weak,management means are not precise,management tools are backward and so on.This paper proposes to strengthen the staff compliance education,optimize the business operation process,improve the operation risk management system,and build a perfect internal control system and other improvements.In order to ensure the implementation of the scheme,the protection measures of human resources,compliance culture,information system and so on are put forward.