The Research On The Counter's Operational Risk Of Agriculture Bank Of China Suzhou Branch

In general,the risks faced by banks are credit risk,market risk,interest rate risk,reputation risk and operational risk.The credit risk,market risk,interest rate risk and reputation risk of commercial banks have been paid lots of attention.There are many related research works.But the research on the operational risk especially counter operational risk is very little.There is even no deduction and summary of the system theory from the details.The lack of theory has directly led to the lack of understanding of operational risk in China's banking industry,and thus the corresponding countermeasures.According to statistics,China's banking sector in recent years the risk events,more than 80 percent of all are relevant to counter operation.In fact,bad control of counter operational risk is likely to bring the reputation risk and credit risk for the bank,and led to the bad development of bank.Therefore,how to effectively control the counter operational risk is an important issue faced by commercial banks.This paper is divided into six chapters.The first chapter is introduction,This paper mainly introduces the research background,research significance.This paper also briefly introduces the research methods,ideas,framework,innovation and shortcomings.The second chapter is an overview of the risk management methods and the domestic and foreign experts' research on the operational risk management of commercial banks.The third chapter is an overview of the operational risk management of commercial bank counter.Mainly introduces the theory of risk management,forms of the operational risk and a brief description of the key operational risk management of commercial bank counter.The forth chapter is the analysis of Suzhou branch Agricultural Bank of China's operational risk management status and cases.According to the data of counter operation risk in 2016 and the specific cases,we have analyzed the existing problems of operational risk management.The fifth chapter is the countermeasures and measures to prevent the counter operational risk of the Suzhou branch Agricultural Bank of China.This part is the focus of this paper,tries to propose some countermeasures to improve the operational risk management.That is to strengthen staff management,to improve the control system of risk,to innovate the preventive measures,to optimize business processes,to perfect internal control mechanism.The sixth chapter is the review and prospect.It's the summary of the full text,and proposed some prospects of the counter operational risk management to Chinese commercial banks.