The Operational Risk Management Of Shanghai Branch Of China Merchants Bank Counter Business

In the process of commercial bank operation,there will be a lot of uncertainty and inevitable risks.For Banks,risk management is a necessary an d long-term work.Bank counter business refers to offering our customers the basic channels of various types of financial products and platforms,this is a basic work for the bank of a,and ensure the safety of the Banks' capital and corporate assets to achieve healthy and stable operation of a major business content.In recent years,various cases have been reported in the banking industry.After investigating every link of these cases,we found that there are many deficiencies in the operation risk management of the counter operation.To this end,the bank executive personnel pay more and more attention to counter operation risk management.After consult the related literature,this paper accurately grasp the practical experience of the China merchants bank,Shanghai branch,based on the basic knowledge of risk management theory,the China merchants bank counter business operation risk as the research object,investigation and analysis the bank Shanghai branch counter existing problems and the reasons of op erational risk management,based on this,advances the bank counter business counter operation risk management strategy.This research can be divided into three large pieces of content: the first part,this thesis research background,significance,thinkin g and method has carried on the simple introduction,theory research status at home and abroad are analyzed and the related theory,based on the connotation of commercial bank operation risk,to counter the meaning and characteristic of operational risk ar e discussed.In the second part,the paper analyzes the present situation and deficiencies of the operation risk management of the Shanghai branch,and analyzes the reasons for the problems.The third part,aiming at the bank counter some problems of the o perational risk management improvement measures are put forward and solving strategy,including strengthening internal information communication,information technology innovation,and establish and improve the operational risk supervision mechanism,etc.Is China merchants bank Shanghai branch at the counter of operational risk management still exist many deficiencies,bring to the development of the safe hidden trouble,to in-depth study and put forward practical and feasible solution strategy to promoting the healthy and stable development of China Shanghai branch,to provide the improvement measures of operation risk management,so as to effectively reduce the risk of operation risk occurs,to safeguard enterprise interest and social prestige.At the same time,through the research can also help us to understand the important risk points to prevent operational risks,risk control and management to provide the reference for the future,as far as possible,reduce operational risk loss events.