Research On The Group Construction Financial Sharing Management Mode Of H Insurance Company

As an important part of the financial system,the rapid development of the insurance industry has greatly promoted the stability and prosperity of the financial market.Under the "new normal" of China's economic reform and transition will bring comprehensive and profound effect to the insurance industry,usher in new opportunities and challenges of insurance market,insurance companies in the rapidly expanding scale,take market at the same time,capital planning,financial management as a whole the important means of assets and liabilities management,support the business development more and more get of regulators and the insurance company's management attaches great importance to.Enterprise operators and managers attempt to obtain cost advantages to get more flexibility and agility of administration,through the use of advanced information technology and the corresponding organizational change to strengthen their competitive advantage,and with the aid of the financial and accounting management efficiency,in turn,promote and improve enterprise management efficiency,provides managers with a shortcut to quickly implement enterprise development strategic target.The financial sharing management mode is an innovative mode of enterprise financial management,which is the transition stage of enterprise financial management from decentralization to intensive management.Sharing financial management pattern mainly through to the internal parts of the business functions of intensive processing,carding and reshape the business process,the construction of information system,change the structure of the organization,integrating resources,effectively reduce enterprise operating costs,improve operational efficiency,increase business value chain,so as to strengthen risk control,realize the enterprise vision,realizing enterprise strategic objectives.This paper by studying the group financial management mode and related financial sharing management theory,with H insurance company as a case for qualitative and quantitative analysis,this paper introduces the H insurance company's basic information such as size,performance,staff development,as well as the main content of financial management at present stage,and sums up the problems of financial management at present stage,analyzes the reason of present financial management problems,and puts forward the necessity to build a financial group sharing management mode and the significance.On this basis,combining with the H insurance company specific situation,from the strategic positioning,business process,organization,information systems,operations management five aspects H insurance company group sharing financial management model is put forward advice of architecture;From the start with research,planning and design,implementation and operation of the three stages,put forward group H insurance company financial share management of the implementation of the recommendations,and from a strategic level,management level and technical level of the three level inductive group financial risk sharing management,and puts forward strategies for all levels of risk,It is hoped that the financial sharing management mode of H insurance company group can be successful.It can truly strengthen the risk control of the group while improving the operation efficiency of the group and reducing the operation cost of the group.Taking H insurance company as an example,this paper provides references and reference value for other insurance companies that have developed to the group management stage in constructing the group financial sharing management model.